field agent mystery shopping app

Best Money Making Apps of 2023


We’re hooked on our devices, but did you know there are apps can actually make you money every month?

Yes! Out of the millions of apps on the app store, many will actually pay you real money to use them.

To come up with this list, I:

  • looked my own favorite money-making apps
  • cross-referenced the best-rated money apps in both the iOS and Google Play app stores
  • gathered feedback from Side Hustle Nation readers

For each, we’ll take a quick look at how they work and how you can earn money and get paid for using them. Some are completely passive after you set them up, while others take a little more time.

I’ve broken these down by category, and encourage you to pick and install the ones that make the most sense for you.

Best for Quick Surveys



Swagbucks has paid out over $470 million to users over the last 10+ years.


Sharetown reps make money by reselling gently-used furniture and bed-in-a-box mattresses. Top reps earn $4000+ per month.


Fundrise makes institutional quality investments available to everyone, starting at just $10.

Disclosure: I’ve been a Fundrise investor since 2015, and earn a commission when you join through my link. Opinions are my own.

Best for Quick Surveys



Swagbucks has paid out over $470 million to users over the last 10+ years.

Highest Earning Power


Sharetown reps make money by reselling gently-used furniture and bed-in-a-box mattresses. Top reps earn $4000+ per month.

Best for Passive Income


Fundrise makes institutional quality investments available to everyone, starting at just $10.

Disclosure: I’ve been a Fundrise investor since 2015, and earn a commission when you join through my link. Opinions are my own.

Apps That Pay You to Take Surveys and Play Games

Turns out there are tons of ways to make extra money sharing your opinion with brands.

These apps probably won’t make you a ton of money, but could add $20-100 a month to your bottom line if you use them consistently.

To earn more, consider online focus groups—my personal favorite resource for these is User Interviews. (Feel free to check out our full User Interviews review for more details.)

1. Swagbucks

Best for Quick Surveys



Swagbucks has paid out over $470 million to users over the last 10+ years.


  • Quick and easy to use
  • Lots of ways to earn
  • $10 sign-up bonus


Swagbucks is a recognized leader in the online survey space. The long-running app has paid out hundreds of millions of dollars to users over the years.

swagbucks app

You can earn rewards for shopping online, answering surveys, playing games, and watching videos (read: ads). Cash out for gift cards from major retailers.

Sign up through my referral link for a $10 bonus.

2. Bingo Cash

The popular Bingo Cash game app turns classic bingo from a game of luck into a game of speed and skill. Each game only takes about 2 minutes to play, and you can earn real-world rewards and cash prizes (except in AR, IA, LA, SC, and WA).

bingo cash app

At press time, the app has a 4.7-star rating on the iOS App Store from 89,000+ reviews, with players calling it legit, fun, and addicting.

As with all gaming apps, practice for free first. Then, never put more money at risk than you can afford to lose.

3. Rewarded Play (Android)

With over 180,000 reviews and a 4.4-star rating in the Google Play store, Rewarded Play is another free, legit, and fun, “get paid to play” app.

rewarded play app

Rewarded Play is your one-stop app for casual games like:

  • Solitaire
  • Mahjong
  • Wheel of Fortune
  • Yahtzee
  • and more

As you play, choose your rewards and get your gift cards within 48 hours.

4. Survey Junkie

With Survey Junkie, you get to be the influencer — and give your opinions to hundreds of partner brands.

survey junkie

As one of the highest paying survey apps, Survey Junkie offers popular gift cards and cash outs via PayPal. Just 3 surveys a day can earn you $100 a month.

Join the 20+ million members and get started today.

5. InboxDollars

Most InboxDollars surveys pay between $0.50 and $5, but occasionally you’ll see offers up to $20 or more. You can also earn by watching TV, shopping, or completing offers through the app.

inboxdollars app

InboxDollars pays you in real dollars—not points—and offers a free $5 sign-up bonus.

6. Cookie Cash

Cookie Cash is a fun new game app where you can win real money.

App Store reviews call this version of the classic Match 3 game “great fun” and “legit.”

cookie cash app

As your speed and skills improve, you can compete against other players to climb the global leaderboard and win cash prizes. To keep things fair, the app matches you up against players with similar skill levels.

Of course, I recommend practicing for free first!

Cookie Cash is free to download and play, but cash tournaments aren’t yet available in AZ, IA, LA, SC, and WA.

7. Branded Surveys

Earn up to $5 per survey on Branded Surveys, a well-rated website and app. 

branded surveys

The company has paid out over $42 million to users so far, and is rated “Great” on Trustpilot.

To get you started, Branded Surveys will give you a 100 point ($1) welcome bonus.

8. Mistplay (Android)

Mistplay is a popular app (10+ million downloads!) that rewards you for discovering and playing new games on your phone. (Android only)

mistplay app

The more you play, the more “units” you earn. Then you can cash in those units for gift cards to your favorite stores.

As far as Mistplay strategy, check out the games with 3x or 4x unit multipliers to earn gift cards faster.

9. Lightster

You can earn $1 per minute sharing your opinion and feedback with brands through Lightster. The market research app matches you with paid studies based on your profile.


To get started, you’ll add some demographic information about yourself and answer some questions about your experience and interests.

After that, you may see some questions pop up in the app. Answer those to qualify for paid sessions.

I got invited to my first half hour brand conversation within a couple weeks of downloading the app, and got paid (via Amazon gift card) right away.

10. Toluna Influencers

Get paid to speak your voice and leave feedback on top brands with Toluna Influencers. The highest-paying surveys pay around $15, which you can redeem for gift cards or PayPal cash.

toluna influencers

Apps That Pay You to Invest

11. Fundrise

I’ve been a Fundrise investor for years, and like their long-term outlook and consistent quarterly dividends. With just $10, you can start building a portfolio of commercial real estate.

(Disclosure: when you sign up, I earn a commission. All opinions are my own.)

Best for Passive Income



Fundrise is one of the best and largest crowdfunded real estate investment platforms, with $7B under management. The company makes institutional quality investments available to everyone, starting at just $10.


  • Start with just $10
  • Quarterly cash flow
  • Instant diversification
  • Healthy historical performance
  • Lower volatility

  • Liquidity
  • Not as diversified as public REITs
  • Limited operational track record
  • Weaker upside


I’ve been a Fundrise investor since 2015. When you join through my referral link, I earn a commission. Opinions are my own.

fundrise commercial real estate

12. Robinhood

Robinhood is an online brokerage that gives new customers a free stock when you sign up—worth up to $200.

robinhood app

It’s a random draw–not your choice, unfortunately. I got Groupon (currently worth about $6), but Microsoft, VISA, and Johnson & Johnson are options.

Apps That Connect You With Money-Making Gigs

13. Sharetown

Not many people know about Sharetown, but I’ve connected with side hustlers earning $3,000+ a month with this app.

sharetown app

Sharetown matches you up with gently-used mattress and furniture returns from direct-to-consumer brands.

Since the items aren’t new, the companies can’t really take them back and resell them — but you can. The Sharetown reps I’ve connected with report earning $150-250 per item.

And the cool part is the inventory doesn’t cost you anything until it sells.

But you can’t just download the app and get started. You have to apply first to make sure the company needs additional reps in your area.

Check out our full Sharetown review to learn more about how it works.

Highest Earning Power

Become a Sharetown Rep


Sharetown reps make money by reselling gently-used furniture and bed-in-a-box mattresses. Top reps earn $4000+ per month.


  • Low startup costs
  • Great earning power
  • No hunting for inventory

  • Requires a truck or SUV
  • Bulky items to store
  • Not available in all areas

Become a Sharetown Rep

14. TaskRabbit

TaskRabbit is one of the largest gig economy platforms. You can create a profile specializing in everything from running local errands, assembling furniture, local admin temp help, and even virtual support jobs.

Rates vary widely based on what service you’re providing, but I’ve seen tasks anywhere from $15 an hour all the way up to $100 an hour or more for specialized handyman skills.

15. Steady

The popular Steady app is your gateway to dozens of “gig economy” jobs and other money making opportunities.

steady app

Fun stat: Steady users make an average of $5,500 more per year after they join!

Plus, when you link your bank account details you’ll see personalized Income Boosters — quick ways to make extra money.

Download the app and create an account to find gigs in 4 different categories:

  1. Gigs
  2. Part-Time and Full-Time Work
  3. Work From Home
  4. Recently Added

There are some low-paying options to sort through, but I found several new-to-me platforms to explore. Check out our full Steady app review to learn more.

Apps That Give You Money for Using Your Phone

Because we give so much of our data away for free to companies like Facebook, it’s probably not that far a stretch to actually get paid for the data you share. Here are some options to do just that.

16. Nielsen Computer & Mobile Panel

Nielsen pays you for sharing Internet usage behaviors. Just download the app to all of your registered devices and earn up to $60 per year.

nielsen computer and mobile panel

The app isn’t intrusive and won’t slow down your devices.

17. MobileXpression

MobileXpression is a market research panel that pays you for data from your mobile phone.

make extra money with mobilexpression

After you download the app, it works in the background recording your browsing habits. You’ll earn weekly credits redeemable for gift cards to popular retailers.

Realistically, this is an un-intrusive background app that will probably earn you around $20 a year in passive income. And you’ll earn a free $5 gift card after your first week.

18. Pogo

The free Pogo app is one of my latest finds. By sharing your location and credit card transaction data, Pogo gives you points that you can cash out to PayPal or Venmo.

pogo app screenshots

Just enable location tracking and link your bank account credentials when you sign up. Based on my results so far, I expect Pogo to be worth around $5-20 a year.

Check out my full Pogo app review to learn more.

19. Honeygain

I’ve seen a lot of buzz lately around a new app called Honeygain. According to the site, you can earn up to $50 a month when you share “your unused net traffic with data scientists.”

get paid from honeygain

Just install the app (available on Windows, MacOS, and Android), connect it to the Internet, and earn rewards passively. On average, it takes users 48 days to reach $20.

Get a $5 bonus to start.

Before you get started though, make sure you’re truly on an unlimited plan—it sounds like this could chew through a lot of bandwidth in hurry!

The Best Cash Back Apps

Many cash back apps will basically give you free money just for tracking the spending you’re already doing.

20. Fetch Rewards

The Fetch Rewards app is a favorite of mine because it’s super easy. You earn points by snapping pictures of your grocery receipts, which you can cash in for gift cards.

fetch rewards

21. Upside

Use the free Upside app to get up to 25¢/gallon cash back on gas at thousands of locations all around the country. Plus, get a 25¢/gallon bonus on your first fill-up with promo code SHN25.

upside app

Many major brands like Shell, BP, Exxon, Marathon, 76, Valero, and Sunoco are available, and you just have to tell the app where you’re filling up and what credit card you’re using.

The company is expanding to groceries and restaurants, and opening up in new areas as well.

22. Marble

Marble is the first and only “rewards program” for insurance. Marble lets you sync your home, renters, auto, and pet policies in one dashboard, and then pays you up to 5% cash back on your premiums.

marble app

Since you have to have many of these coverages already, getting paid for them is like getting free money.

23. Rakuten (formerly Ebates)

The Rakuten shopping app is an established leader in money saving apps—the company’s been paying users back for over 20 years!

The app offers cash back, in-store cash back, and a cash back button extension for online shopping. Shop almost every retailer on the planet and earn up to 40% cash back.

get cash back with rakuten

I look forward to my “Big Fat Checks” every quarter!

Join through my referral link and get a $30 sign-up bonus.

24. Ibotta

I use Ibotta every week to check for extra cash back on our grocery purchases.

The drawback is you still have to scroll through each store’s listing and choose the products you bought. Then, you snap a picture of your receipt and watch the cash back hit your account.

ibotta earnings

Ibotta Savers who use the app every month earn over $130 a year! I’ll take it. (You can cash out via gift cards or PayPal.)

25. Dosh

With Dosh, there are no codes to scan or receipts to upload. You’ll earn automatic cash back at lots of nearby locations.

dosh app

Where Dosh is perhaps most interesting is in booking hotels. When you book through the app, you can get up to 40% cash back at 600,000 hotels!

Apps That Pay You to Drive

26. Instacart

Get paid to shop for and deliver other people’s groceries with Instacart. Enjoy weekly payouts and a flexible schedule.

shop with instacart

Check out our full Instacart Shopper review, with a side hustler earning an extra $450-500 a week.